If necessary, withdraw at least $500 from your credit amount, provided you have at least $500 in advance on your repayments. Each application is subject to authorisation and is subject to a levy. It offers clients a wide range of home loan products, in addition to savings and transaction accounts, private and auto loans, credit cards and business banking. $200 Bunnings Warehouse eGift Offer: This offer is only available to customers applying for a new unsecured or secured personal credit and who sign the e-contract loan agreement between November 10, 2020 and January 19, 2021. You must provide your email address at the time of your application to receive the eGift Card. Applicants can apply to the telephone number 13 33 30, when visiting a subsidiary or via the online application button “Apply Now”. This offer is only available to individual applicants and cannot be used in relation to another offer and can be varied or withdrawn at any time. Limit of one eGift card per customer. Read the terms of the product before deciding if a personal loan is right for you. If you need help, call 13 33 30. “Comparison rates will help you understand the true cost of a loan. The comparison rate is based on a guaranteed private loan with a loan amount of $30,000 and a five-year term. WARNING: This comparison rate applies only to the example given.

Different amounts and terms lead to different comparison rates. Costs such as reissue or prepayment fees, as well as cost savings such as fee exemptions, are not included in the reference rate, but may affect the cost of the loan. You will receive a unique e-mail cashing code and instructions on how to exchange your eGift newsletter online within 12-15 weeks of signing your new loan agreement. You must follow the instructions and activate your cashing code within 85 days of receiving your code. After this point, the exchange code expires and you can no longer use the Bunnings Warehouse eGift Card. Bunnings Warehouse eGift Cards have no expiration date. Please check your eGift card bunnings for usage instructions. The terms and conditions of the Bunnings Warehouse eGift Card are available on the www.bunnings.com.au/online-gift-cards-terms website. Bunnings Warehouse eGift Cards are non-refundable and cannot be cashed for cash. The interest rate may vary depending on the value of the car you offer as collateral. The terms and conditions of the Advantage package apply.

An annual flat fee of $395 will be levied from a St. George transaction account. The reduction and cost savings apply during the duration of the package. Before you choose to purchase a St.George transaction account, read the terms and conditions and check if the product is right for you. Fixed-rate mortgage credit: The bank applies the fixed interest rate available at the time of the payment of the credit or on the date on which the fixed interest period begins.